top of page

Financing-Made Simple

Whether you're building on your lot or ours, we guide you through financing early—so your budget, design, and expectations are aligned before construction begins.

 

  • Construction and end-loan financing options

  • Clear understanding of budget before design begins

  • Local lenders experienced in custom home builds

  • Support throughout the entire process

Round Window in Kitchen of Custom Home
Two Story Stone Fireplace in Des Moines area custom home

Physician & Dentist Program

Exclusive Financing for Physicians & Dentists

A specialized lending program designed for medical professionals—offering flexibility, simplicity, and access to high-end home building without typical barriers.

A specialized lending program designed for medical professionals—offering flexibility, simplicity, and access to high-end home building without typical barriers.

  • Up to 100% Financing
    Build or purchase with little to no money down, based on qualified terms

  • No Private Mortgage Insurance (PMI)
    Avoid added monthly costs typically required on high loan-to-value loans

  • Flexible Options for Deposits & Expenses
    Potential access to additional liquidity for deposits, furnishings, or build-related costs

  • Competitive Rates with Extended Lock Options
    Lock your rate for up to 9 months during construction

  • Multiple Loan Structures Available
    Including fixed-rate and adjustable-rate options tailored to your goals

This program is designed to simplify the path to building a custom home—allowing you to focus on design, lifestyle, and long-term value.

Disclaimer

This information is based on general program guidelines provided by Bankers Trust and is subject to change. Qualification is not guaranteed, and all terms must be confirmed directly with the lender. Participation may require establishing a primary banking relationship with Bankers Trust Private Banking.

living-room-open-two-story.jpg

Financing Your Custom Home

Building a custom home is a major investment—but the financing process doesn’t have to be complicated. We work with trusted local lenders to help you understand your options, structure your build, and move forward with confidence.

bottom of page